🏖️ Cost of Living in Jacksonville, Florida
Complete 2026 data | Updated May 2026
Sources: U.S. Bureau of Labor Statistics, JEA, Zumper, Rent.com
-6.2%
vs US Average
$1,250
1-Bedroom Rent
$4,250
Avg Monthly Salary
0%
State Income Tax
📈 Inflation & Price Trends
The Jacksonville area Consumer Price Index advanced 2.1% over the 12 months ending March 2026, according to the U.S. Bureau of Labor Statistics.
🏠 Housing & Rent
| Studio Apartment | $1,050 – $1,200 / month |
| 1-Bedroom Apartment | $1,200 – $1,350 / month |
| 2-Bedroom Apartment | $1,450 – $1,600 / month |
| 3-Bedroom Apartment | $1,800 – $2,100 / month |
💡 Affordable Neighborhoods: Mandarin, Arlington, and Northside offer the most affordable rents in Jacksonville.
⚡ Utilities
| Electricity (avg monthly) | $150 – $190 / month |
| Water & Sewer | $60 – $90 / month |
| Internet (60 Mbps) | $55 – $75 / month |
| Phone Plan | $35 – $80 / month |
🛒 Groceries
| Milk (1 gallon) | $3.60 |
| Bread (loaf) | $3.20 |
| Eggs (12) | $4.00 |
| Chicken breast (1 lb) | $4.80 |
| Apples (1 lb) | $2.30 |
| Bananas (1 lb) | $0.65 |
🍽️ Dining Out
| Fast food combo meal | $10 – $12 |
| Basic lunch in business district | $16 – $20 |
| Dinner for two (mid-range) | $45 – $65 |
| Domestic beer (bar) | $5 – $6 |
| Cappuccino | $4.50 |
🚆 Transportation
| Monthly Public Transit Pass (JTA) | $50 – $60 / month |
| Gasoline (per gallon) | $3.20 – $3.50 |
| Average Commute Time | 27 minutes |
🏥 Healthcare
| Doctor’s Visit | $110 – $160 |
| Dentist Visit | $95 – $140 |
| Prescription (generic) | $10 – $25 |
💰 Income & Salary
| Average Annual Salary | $51,000 / year |
| Entry Level (1-3 years) | $42,000 – $52,000 |
| Senior Level (8+ years) | $72,000 – $88,000 |
🔍 Monthly Budget for a Single Adult in Jacksonville:
• Rent: $1,250
• Utilities + Internet: $220
• Groceries: $400
• Transportation: $100
• Healthcare: $140
• Dining / Entertainment: $250
💰 Total Monthly: ~$2,360
💰 Total Annually: ~$28,320
• Rent: $1,250
• Utilities + Internet: $220
• Groceries: $400
• Transportation: $100
• Healthcare: $140
• Dining / Entertainment: $250
💰 Total Monthly: ~$2,360
💰 Total Annually: ~$28,320
💰 What Salary Do You Need to Live Comfortably in Jacksonville?
A single adult should target an annual salary of $52,000 – $62,000 before taxes.
A single adult should target an annual salary of $52,000 – $62,000 before taxes.
📊 How Jacksonville Compares to Other Cities
vs New York City-63% cheaper
vs San Francisco-70% cheaper
vs Boston-48% cheaper
vs Chicago-30% cheaper
vs Miami-18% cheaper
🌟 About Jacksonville: Florida’s largest city by area, Jacksonville offers affordable coastal living without the premium price tag of South Florida. Home to the NFL’s Jaguars, beautiful beaches, and the St. Johns River. No state income tax makes it even more attractive.